Canada Real Estate Websites
While it is important to know exactly what a short sale is, it is also important to know exactly what it is not. Many of the people I speak with confuse short sales with bidding on a house on the court steps at a sheriff’s sale or auction. That is simply a foreclosure, and at that point it is too late for a short sale.
Probably the greatest benefit of a short sale is that the foreclosure process is avoided. A short sale deal is solidified during a period called pre-foreclosure, when the owner is beginning to miss payments and before the auction. If a short sale occurs the seller avoids foreclosure, and his credit and peace of mind remain salvageable.
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